FEATURES OF IMA 401(K) PLAN
• Lower potential costs: Both employees and employers may realize savings due to being able to access the
necessary scale to bring down the administrative costs of the plan.
• Lowered administrative and fiduciary burden: Employers can streamline their administrative burdens by
offloading various tasks to outsourced fiduciary partners.
• Access to stronger plans: A larger pool provides access to low-cost institutional-level investment options that
may not be available in single plans for small and mid-sized employers.
• Similar benefits to larger plans: Employers can access the same technology and fiduciary oversight
typically only offered to larger plans.
• A recruiting and retaining edge: In today’s tight labor market, offering a 401(k) plan may make employers more
attractive to potential employees and be a retention tool.
IMA 401(K) PLAN HIGHLIGHTS
▶ Low all-inclusive per participant fee for recordkeeping and admin services
▶ Flexible plan design
▶ Profit sharing/cash balance allocation options
▶ No annual 5500 filing for individual plans
▶ 3(16) plan administration fiduciary services *
▶ Payroll integration with top payroll vendors
▶ World Investment Advisors 3(38) investment fiduciary management
▶ SMARTMap Foundational Planning (participant advice services)
▶ iJoin ENROLL enrollment experience
▶ Statements and notices taken care of
▶ Online loans and distributions
The IMA 401(k) plan is a Multiple Employer Plan (MEP). MEPs pool plans into a single 401(k), providing small to
mid-sized companies benefits from economies of scale they may not have individually.
Advisory services offered by World Investment Advisors, LLC. Securities offered by Pensionmark Securities, LLC. (Member FINRA/SIPC). World Investment Advisors, LLC is affiliated through common ownership with Pensionmark Securities, LLC.
For more information, please reach out to Sean O’Flaherty:
(888) 939-0233 Ext. 1 – seano@worldadvisors.com